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About Iowa Title Guaranty

Unparalleled System. Unprecedented Results.

Iowa Title Guaranty (ITG) is the only program of its kind in the nation.

ITG protects lenders against risks and losses that can occur when a title is defective and protects homeowners against errors and omissions – while assuring the integrity of Iowa’s land-title system.

Excess revenues are reinvested back into Iowa housing programs, creating a win-win for Iowans and the real estate industry

How It Works

Iowa Title Guaranty offers low-cost Commitments, Certificates and Endorsements to protect Iowa lenders and consumers from title-related risks involved in Iowa real estate transactions. 

Once a participating abstractor prepares an abstract, a participating attorney reviews and then issues a title opinion or Iowa Title Guaranty Commitment. All Iowa Title Guaranty Commitments, Certificates and Endorsements are issued using industry-standard ALTA forms that have been modified for use in Iowa. 

For residential transactions, coverage of $750,000 or less is available for a flat fee of $175, and over $750,000, coverage is available for an additional cost of $1 per thousand. All endorsements and closing protection letters issued as part of a transaction are offered at no additional charge. 

Iowa Title Guaranty provides owner’s coverage at no additional charge for coverage amounts of $750,000 or less, when issued in conjunction with paid lender’s coverage. 

Once the transaction is complete and new mortgage documents are recorded, the abstract is updated. Then, the certificate is issued by an ITG field issuer.

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Resource Desk (CAP System)

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