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Flock to the Block

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  • Rumley
  • 555 Address St.
  • Des Moines, IA 12345
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Connecting Iowans with their dreams for more than 40 years

The Iowa Finance Authority offers two mortgage programs for Iowa home buyers. Both programs provide 30-year, fixed rate mortgages. Loans may be conventional or loans backed by the federal government.

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  • Interest Rates

    Interest rates are typically lower than the market rate, 30 year terms and have fewer mortgage fees.

  • DOWNPAYMENT

    No minimum down payment. The amount of down payment is determined by loan type.

  • CREDIT RATING

    Interest rates do not change based on the qualified borrower's credit rating.

  • FREE CERTIFICATE

    Borrowers may request a free Iowa Title Guaranty Owner's Certificate. This Certificate protects the borrower's interest in the property's title, even after the home is sold. What's more, if a title defect is identified, Iowa Title Guaranty becomes the borrower's free legal defense.

Application

When used in conjunction with FirstHome, the Iowa Finance Authority offers FirstHome Plus, a program that provides home buyers with $2,500 for down payment and closing costs assistance.

We work for you, so let us hear you

It’s important to us that the Iowa Finance Authority is available to you to answer your questions, lead you to the right program and address your concerns.

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