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Homeownership Programs

New Home, New Adventures and New Memories Await

With the help of our mortgage, down payment and closing cost assistance programs, the dream of your own place is within reach. First-time homebuyers, experienced buyers and everyone in between can make use of our programs.

Lender & Realtor Portal


Mortgage Programs

Home buying is one of the most rewarding investments you’ll make. With the help of our mortgage programs, you can make these decisions with confidence.

Affordable Mortgages Ahead

Down Payment and Closing Costs Programs

You have plenty to worry about when buying a home. Iowa Finance Authority is happy to take some of the worry off your hands.

Get Payment Assistance

As of March 28, 2022, all funding made available for the Military Homeownership Assistance Program (MHOA) for the fiscal year ending June 30, 2022 has been reserved.

Minority Down Payment Assistance Program: $345,000 in available funds remain, as of 5/18/22.

Mortgage Rates

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Eligibility Quick Check

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Homeownership 60796
homebuyers have received new keys thanks to IFA programs.
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