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Rapid Certificate Program

Improving Certificate Issuance Efficiency.

Through the Rapid Certificate Program, Iowa Title Guaranty (ITG) field issuers may promptly issue certificates post-closing, despite unreleased prior mortgages and liens.

Unreleased Prior Mortgage

An ITG Field Issuer may issue an Iowa Title Guaranty certificate guaranteeing against actual loss or damage sustained due to the enforcement of a prior mortgage paid at or prior to the current transaction that has not yet been released of record.

Mortgage Maximums

  • $1,000,000 unless prior written approval is obtained from the Iowa Title Guaranty Director.
  • $20,000,000 if the mortgage is paid off by ITG Commercial.

Other Unreleased Liens

An ITG Field Issuer may issue an Iowa Title Guaranty certificate guaranteeing over a lien that has not yet been released of record.

Lien Maximums

  • $500,000 unless prior written approval is obtained from the Iowa Title Guaranty Director.

For inquiries about Iowa Title Guaranty, please contact:

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